For the record, how much should Will Smith cost if it were a real card? I started at <4> and quickly bumped it up to <6>, but I don't have any experience with these cards. The general rule seems to be that they need to cost a lot, so maybe as much as <8>?
It doesn't let you draw 3 cards on this turn, right? Then, it should cost 4 or <5>. Usually weaker than Haunted Woods.
My impression from seeing some previews and not ever testing: <1> is equivalent to $2 or $1.5, or perhaps not directly comparable. The threshold is trivial to reach, but is jacked up precisely because you're paying it back "with interest". So $4 could be more like <6> or even <8>. Or maybe I'm wrong and <5> is appropriate. If it's mostly better than Smithy but generally not worth $5, then having it "cost more" by currency change would be a nice fix.
Weird that Haunted Woods is like getting attacked by Will Smith. Never would have thought of it that way before...
Bolded parts are wrong, assuming you're talking about this Will Smith:
Will Smith
<6>
Action-Duration
At the start of your next turn, +3 Cards
<1> is not worth $2 or even $1.5. It's worth
less than $1, because it gives you more options -- you could pay it immediately, in which case it's basically the same as a $1 cost, or you can put it off for a future turn. You applied the correct "conversion" though, giving a higher number for debt than for coin.
Will Smith isn't like getting attacked
by Haunted Woods; it's playing Haunted Woods
without attacking opponents. Based solely on that, Will Smith should cost less than $5 or at least <5>, or some weird mix of coin and debt. I don't know what the approximate debt-to-coin conversion should be (or if there's a good one at all) and I'm not sure how much to value the Haunted Woods attack either, so it's tough to give a better cost suggestion for Will Smith. Your <6> cost sounds like a fine place to start testing though, if you wanted to test it.