Silver is not that bad of a payload. If you trash your Coppers, Silver is actually good, because just a couple won't get in the way too much. Unless you have cantrip money or cost-decreasers, non-terminal +$2 is pretty decent, especially when you get it with a gainer (no or little opportunity cost). There are games in which Silver is really really bad, but those are not like 80% of the games. Of course is way cooler to treat Silver as pure junk than not, but it seems to me this latest fashion on f.ds may be misleading people into forcing themselves to think of Silver as if it were Copper or Curse, when there are a good number of times when it is not the case. And even when you do not want non-terminal +$2, junk that costs $3 is good with remodel-type or TfB.