I guess it mostly depends on how much buying power you want this turn.
And how much you want next turn as well. Of course, that's somewhat of a risk, but whatever you lose this turn, you get back next turn, so...
I like that the rules use feminine pronouns to refer to a generic player!
Call me a contrarain, but I don't. It's inconsistent with... all of the previous rulebooks, I think? And all of the Dominion cards, which use masculine when there's an unknown. And I think that's the standard in English as well, if you don't have a gender neutral term to refer to people of unknown gender, go masculine instead of feminine. But this might not be a rule, just what I've always seen done. Perhaps because most of my hobbies and skills are 80%+ male, though (I'm a mathematician, and I play lots of games and the like).