I assume 99% of people here when making cards download a blank card image, stick it in Photoshop, and place / manipulate text in that as needed. I'm wondering if anyone has gone as far as to make a template file for any piece of software (Photoshop, Word / Excel Mail Merge, etc) that makes this process easier? Ideally I would just be able to type words, bold some things, maybe change font sizes and I would get a playable, okay result for testing purposes that doesn't look as ugly as some tables thrown together in Microsoft Word.