I kind of like an engine with 1-2 NVs (just stop getting them on the Embargo if it happens), an Explorer to fuel Bank, Labs, bank, and Woodcutter. Not sure how well it works, but it's a nice theory. Guess I'd open Woodcutter/Silver. The Explorer is probably bad, I just have a soft spot for the poor girl.
Big money might win, but the engine seems better. You don't need trashing to make an engine work; it just makes them riskier.
I wouldn't get too upset about losing by that little in a 3 player game. They are so much swingier than 2 player that a lot of things are up in the air.